0001193125-26-283011 | 11-K | XBRL Viewer

Secure Act 2.0	12 Months Ended
Dec. 31, 2025
EBP 002
Employee Benefit Plan Secure Act Two Point Zero [Line Items]
Secure Act 2.0	7. SECURE Act 2.0 On December 23, 2022, Congress passed the Consolidated Appropriations Act of 2023, which included SECURE Act 2.0. SECURE Act 2.0 contains over 90 new retirement provisions, with varying effective dates through 2027. Since SECURE Act 2.0 provisions include both required and optional elements, the Administrator will determine the optional provisions to elect and amend the Plan document accordingly. Most of the significant provisions became effective in 2024 and thereafter. Accordingly, there is no material impact to the Plan’s 2025 financial statements.

Plan Termination	12 Months Ended
Dec. 31, 2025
EBP 002
EBP, Description of Plan [Line Items]
Plan Termination	6. PLAN TERMINATION Although it has not expressed any intent to do so, the Employer may terminate the Plan at any time, either wholly or partially, by notice in writing to the participants and the Trustee. Upon termination, the rights of participants in their accounts will become 100% vested. The Employer may temporarily discontinue contributions to the Plan, either wholly or partially, without terminating the Plan.

Significant Accounting Policies (Policies) - EBP 002	12 Months Ended
Significant Accounting Policies (Policies) - EBP 002	Dec. 31, 2025
EBP, Accounting Policy [Line Items]
Use of Estimates	Use of Estimates - The preparation of the financial statements in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) requires management to make estimates and assumptions that affect the reported amounts of net assets available for benefits and changes therein. Actual results could differ from those estimates.
Basis of Accounting	Basis of Accounting- The accompanying financial statements of the Plan are presented on the accrual basis of accounting in accordance with U.S. GAAP.
Contributions	Contributions – Contributions from the Plan participants and the matching contributions from the Employer are recorded in the year in which the employee contributions are withheld from compensation.
Notes Receivable from Participants	Notes Receivable from Participants - Notes receivable from participants are recorded at their unpaid principal balance plus any accrued but unpaid interest. Interest income is recorded on the accrual basis. Related fees are recorded as administrative expenses and are expensed when they are incurred. No allowance for credit losses was recorded as of December 31, 2025 or 2024. Defaulted participant loans are reclassified as distributions based upon the terms of the Plan document.
Benefit Payments	Benefit Payments - Benefit payments are recorded when paid.
Administrative Expenses	Administrative Expenses - All investment-related expenses are charged against the Plan’s earnings or are paid by the Plan. All approved third-party administrative expenses are paid by the Plan, unless otherwise provided for by the Employer.
Valuation of Investments and Income (Loss) Recognition	Valuation of Investments and Income (Loss) Recognition - The Plan's investments are stated at fair value. Fair value of financial instruments is what would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. See Note 3 for discussion of fair value measurements. The Plan’s investments in money market funds, mutual funds and the personal choice retirement account, which includes investments in corporate bonds, government treasuries, Exchange-traded funds (ETF), mutual funds and common stock, are stated at fair value based on quoted market prices at year-end. The fair value of the Brown & Brown stock fund is measured using the unit value calculated from the observable market price of the stock plus the cost of the short-term investment fund, which approximates fair value. The fair value of the common collective trust accounts is based upon the net asset value (“NAV”) of the fund's underlying assets less its liabilities. The NAV, as provided by the Trustee, is used as a practical expedient to estimate fair value. Purchases and sales of securities are recorded on a trade-date basis. Interest income is recorded on an accrual basis. Dividends are recorded on the ex-dividend date. Net appreciation (depreciation) includes the Plan’s gains and losses on investments bought and sold, as well as investments held during the year.

- Definition

Disclosure of accounting policy for use of estimate in preparation of financial statement of employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).

+ References + Details

Federal Income Tax Status - Additional Information (Details) - EBP 002	12 Months Ended
Dec. 31, 2025 USD ($)
EBP, Tax Status [Line Items]
Tax determination letter, date	Nov. 16, 2015
Tax determination letter, obtained	true
Interest or penalties related to uncertain tax positions recognized	$ 0

Federal Income Tax Status	12 Months Ended
Dec. 31, 2025
EBP 002
EBP, Tax Status [Line Items]
Federal Income Tax Status	8. FEDERAL INCOME TAX STATUS The Plan has received a favorable determination letter from the Internal Revenue Service dated November 16, 2015, relating to the qualification of the Plan under Section 401(a) of the Internal Revenue Code (IRC). The Plan’s management believes that the Plan is designed and is currently being operated in compliance with applicable requirements of the IRC and regulations issued thereunder and, therefore, believes the Plan, as amended and restated, is qualified and the related trust is tax exempt. U.S. GAAP requires Plan management to evaluate uncertain tax positions taken by the Plan. The financial statement effects of a tax position are recognized when the position is more likely than not, based on the technical merits, to not be sustained upon examination by the Internal Revenue Service (IRS). The Administrator has analyzed the tax positions taken by the Plan, and has concluded that as of December 31, 2025, there are no uncertain positions taken or expected to be taken. The Plan has recognized no interest or penalties related to uncertain tax positions. The Plan is subject to routine audits by taxing jurisdictions. There are currently no audits for any tax periods in progress.

Description of Plan - Additional Information (Details) - EBP 002 - USD ($)				12 Months Ended
	Jan. 15, 2025	Jan. 14, 2025	Jan. 01, 2025	Dec. 31, 2025	Dec. 31, 2024
EBP, Description of Plan [Line Items]
Minimum required period of services for eligible to participate for contribution.			500 hours	1000 hours
Minimum age required for eligible to participate for contribution				18 years
Percentage of employee contribution				70.00%
EBP, Employer contribution, vesting percentage allocation period one				100.00%
EBP, Employer contribution, vesting percentage allocation period two				50.00%
Deferral rate				3.00%
Maximum contribution amount after tax				$ 10,000
Employee contribution allowable increased deferral catch-up contribution				1.5
Employee benefit plan contribution vesting description				Participants are immediately vested in their voluntary contributions and actual earnings thereon.
Employee benefit plan forfeiture balances				$ 13,680	$ 18,375
EBP, Forfeited nonvested , decrease from employer contribution				$ 8,879
Plan designated normal retirement age to withdrawals of employer contributions				65 years
Plan designated age to withdrawals of employer contributions if participant dies or disabled				59 years 6 months
Plan designated service year to withdrawals of employer contributions if participant dies or disabled				5 years
EBP, Revenue adjustments deposited				$ 122,743
Available amount for participants or to pay plan expenses				24,600	$ 31,997
Payment on plan expenses				98,143
EBP, Funds allocated participants				31,997
Employee benefit plan, notes receivable from participant, account, minimum borrowing, amount				$ 1,000
Employee benefit plan, note receivable from participant, account, maximum borrowing, to total account, percentage				50.00%
Employee benefit plan, notes receivable from participant, account, maximum borrowing, amount				$ 50,000
EBP, Loan interest rate at prime rate plus				1.00%
Maximum
EBP, Description of Plan [Line Items]
Deferral rate				5.00%
EBP Participants vested account at the time of termination of employment or disability	$ 7,000	$ 5,000
EBP, participants loan interest rate				9.50%
Minimum
EBP, Description of Plan [Line Items]
Deferral rate				3.00%
EBP Participants vested account at the time of termination of employment or disability	$ 5,000	$ 250	$ 250
EBP, participants loan interest rate				4.25%

Investments (Tables) - EBP 002

12 Months Ended

Dec. 31, 2025

EBP, Investment, Fair Value and NAV [Line Items]

Summary of Plan Investment Assets and Investment Liabilities Measured at Fair Value

The following tables set forth, by level, the fair value hierarchy of the Plan investment assets and investment liabilities as of December 31, 2025 and 2024. As required by Accounting Standards Codification Topic 820-Fair Value Measurement and Disclosures, assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.


	Investment Assets at Fair Value as of December 31, 2025
	Level 1		Level 2		Level 3		Total
Registered investment companies (mutual funds);	$	1,559,313,976	$	-	$	-	$	1,559,313,976
Employer common stock fund		-		78,214,110		-		78,214,110
Personal choice accounts		95,341,233		-		-		95,341,233
Total investments in hierarchy	$	1,654,655,209	$	78,214,110	$	-	$	1,732,869,319

Common collective trusts, measured at NAV*		-		-		-		232,719,296
Total investments at fair value	$	-	$	-	$	-	$	1,965,588,615


	Investment Assets at Fair Value as of December 31, 2024
	Level 1		Level 2		Level 3		Total
Registered investment companies (mutual funds);	$	1,494,081,142	$	-	$	-	$	1,494,081,142
Employer common stock fund		-		100,294,159		-		100,294,159
Personal choice accounts		75,602,879		-		-		75,602,879
Total investments in hierarchy	$	1,569,684,021	$	100,294,159	$	-	$	1,669,978,180

Common collective trusts, measured at NAV*		-		-		-		65,445,814
Total investments at fair value	$	-	$	-	$	-	$	1,735,423,994

*Certain investments that are measured at fair value using the NAV per share (or its equivalent) practical expedient have not been categorized in the fair value hierarchy. The fair value amounts presented in this table are intended to permit reconciliation of the fair value hierarchy to the amounts presented in the Statement of Net Assets Available for Benefits. The following table summarizes investments measured at fair value based on NAV per share as of December 31, 2025 and 2024, respectively.

            
           Fair Value 12/31/2025

           Fair Value 12/31/2024

           Unfunded Commitments

           Redemption Frequency
(if currently eligible)

           Redemption Notice Period

Common collective trusts

232,719,296

65,445,814

None

Daily

12 months

Summary of Investments Measured at Fair Value Based on NAV Per Share

The following table summarizes investments measured at fair value based on NAV per share as of December 31, 2025 and 2024, respectively.

            
           Fair Value 12/31/2025

           Fair Value 12/31/2024

           Unfunded Commitments

           Redemption Frequency
(if currently eligible)

           Redemption Notice Period

Common collective trusts

232,719,296

65,445,814

None

Daily

12 months

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

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+ Details

- Definition

Tabular disclosure of fair value of investment held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, fair value measured at net asset value per share as practical expedient (NAV).

+ References

+ Details

Party-in-Interest Transactions - Additional Information (Details) - EBP 002 - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Employee benefit plan dividends received	$ 73,596,194
Employer Common Stock Fund
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Employee benefit plan dividends received	$ 599,079
Employer Common Stock Fund \| Brown & Brown, Inc.
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Employee benefit plan number of shares held	965,855	970,076
Employee benefit plan stock value held	$ 76,978,644	$ 98,967,154

Investments - Summary of Plan Investment Assets and Investment Liabilities Measured at Fair Value (Details) - EBP 002 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	$ 1,965,588,615	$ 1,735,423,994
Registered Investment Companies (Mutual Funds)
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	1,559,313,976	1,494,081,142
Employer Common Stock Fund
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	78,214,110	100,294,159
Common Collective Trusts
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	232,719,296	65,445,814
Level 1
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	1,654,655,209	1,569,684,021
Level 1 \| Registered Investment Companies (Mutual Funds)
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	1,559,313,976	1,494,081,142
Level 1 \| Personal Choice Accounts
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	95,341,233	75,602,879
Level 2
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	78,214,110	100,294,159
Level 2 \| Employer Common Stock Fund
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	78,214,110	100,294,159
Level 1 and Level 2
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	1,732,869,319	1,669,978,180
Level 1 and Level 2 \| Registered Investment Companies (Mutual Funds)
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	1,559,313,976	1,494,081,142
Level 1 and Level 2 \| Employer Common Stock Fund
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	78,214,110	100,294,159
Level 1 and Level 2 \| Personal Choice Accounts
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	95,341,233	75,602,879
Fair Value Measured at NAV Per Share \| Common Collective Trusts
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	$ 232,719,296	$ 65,445,814

STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS - EBP 002 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
INVESTMENTS - AT FAIR VALUE:
Total investments, at fair value	$ 1,965,588,615	$ 1,735,423,994
RECEIVABLES:
Notes receivable from participants	20,539,844	19,187,571
Total receivables	20,539,844	19,187,571
NET ASSETS AVAILABLE FOR BENEFITS	1,986,128,459	1,754,611,565
Registered Investment Companies (Mutual Funds)
INVESTMENTS - AT FAIR VALUE:
Total investments, at fair value	1,559,313,976	1,494,081,142
Common Collective Trusts
INVESTMENTS - AT FAIR VALUE:
Total investments, at fair value	232,719,296	65,445,814
Employer Common Stock Fund
INVESTMENTS - AT FAIR VALUE:
Total investments, at fair value	78,214,110	100,294,159
Personal Choice Retirement Account
INVESTMENTS - AT FAIR VALUE:
Total investments, at fair value	$ 95,341,233	$ 75,602,879

Description of the Plan

12 Months Ended

Dec. 31, 2025

EBP 002

EBP, Description of Plan [Line Items]

Description of the Plan

1. DESCRIPTION OF THE PLAN

The following brief description of the Brown & Brown, Inc. Employee Savings Plan (the “Plan”) is provided for general information purposes only. Participants should refer to the Plan document for a more complete description of the Plan’s provisions.

General - The Plan is a defined contribution plan. Substantially all employees who are at least 18 years of age and who are expected to complete a year of service (minimum of 1,000 hours) are eligible to participate in the Plan effective the first full payroll period after one month of service.

Effective January 1, 2025, employees who have completed at least two consecutive years of service with 500 or more hours of service in each year (with the first such year beginning in 2023) are eligible to participate in the Plan.

The Plan is intended to assist Brown & Brown, Inc. and its subsidiaries (the “Employer”) in its efforts to attract and retain employees by enabling eligible employees who are United States citizens with the opportunity to invest a portion of their annual compensation in the Plan, augmented by employer contributions, to supplement the employees’ retirement income. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”).

Administration - The Plan is administered by the Investment Committee as the designated Plan Administrator (the “Administrator”), which has been appointed by the Board of Directors (the “Board”) of the Employer. Information about the Plan document, such as provisions for allocations to participants’ accounts, vesting, benefits, and withdrawals, is contained in the Summary Plan Description. Copies of this document are available on the employee benefits website accessible to employees of the Employer or from the Administrator. Schwab Retirement Plan Services, Inc. (“Schwab”) serves as the recordkeeper of the Plan.

Contributions - The Plan permits participants to contribute up to 70% of their eligible compensation to the Plan, subject to statutory limitations. The Employer makes a fully vested safe harbor matching contribution for each participant equal to the sum of (1) 100% of the participant’s elective deferrals up to 3% of compensation for the allocation period, plus (2) 50% of the participant’s elective deferrals that exceed 3% of compensation for the allocation period, but do not exceed 5% of compensation for the allocation period. Effective January 1, 2025, participants aged 60 to 63 were allowed increased deferral catch-up elections at 1.5 times the allowable catch-up contribution limit. Additionally, eligible plan participants were allowed to make after-tax contributions of up to $10,000 annually, in addition to other permissible contribution types.

The Plan permits the Board to authorize discretionary additional matching contributions and/or discretionary profit-sharing contributions. No additional matching contributions and/or profit-sharing contributions were made for the 2025 Plan year.

Vesting - Participants are immediately vested in their voluntary contributions and actual earnings thereon. Participants are immediately vested in the Employer safe harbor matching contributions made pursuant to the formula described above. Vesting in any discretionary Employer matching contributions and discretionary profit-sharing contributions are based on years of service, as defined by the Plan, and are subject to the following vesting schedule:


Years of Service		Vested Percentage
Less than 1		0%
1		20
2		40
3		60
4		80
5 or more		100

In accordance with Internal Revenue Service regulations, the Plan provides that the forfeited balances of terminated participants’ non-vested accounts may be used to pay administrative expenses incurred by the Plan or reduce Employer

contributions. As of December 31, 2025 and 2024, forfeitures totaled approximately $13,680 and $18,375, respectively. For the 2025 Plan year, forfeitures of $8,879 were used to offset Employer contributions.

Benefit Payments - Benefits under the Plan are payable upon normal (after age 65) or early (after age 59-1/2 and five years of service, as defined in the Plan) retirement, death, disability, severe financial hardship, or termination of service and are based on the vested balance in the participant’s account. Distributions of vested account balances will be made in the form of a single lump-sum payment or in some other optional form of payment, as defined in the Plan. Prior to January 15, 2025, if the participant’s vested account was between $250 and $5,000 at the time of termination of employment or disability, and the participant did not elect a distribution as a lump sum payment or direct rollover to an eligible retirement plan, the Administrator will make the distribution to an Individual Retirement Account administered by Charles Schwab Trust Bank. Effective January 15, 2025, the threshold increased from $5,000 to $7,000. If the participant’s vested balance is $250 or less upon termination of employment or disability, the balance will be distributed as a single lump sum cash distribution. Effective January 1, 2025, participants can elect an In-Plan Roth Rollover of eligible vested amounts.

Investment Income/(Loss) and Expenses - Each participant’s account shall be allocated the investment income/loss and expenses of each fund based on the value of each participant’s account invested in each fund, in proportion to the total value of all accounts in each fund, taking into consideration any contributions to or distributions from the participant’s account in each fund. General expenses of the Plan that are not paid by the Employer and are not attributable to any particular fund shall be allocated among participants’ accounts in proportion to the value of each account, taking into consideration each participant’s contributions and distributions.

The agreement between Charles Schwab Trust Bank (the “Trustee”) and the Plan includes a revenue-sharing arrangement, whereby the Trustee shares revenue generated by the Plan in excess of the Trustee’s fee. These deposits are included in the “Other Income” amount in the Statement of Changes to Net Assets Available for Benefits. These funds are used to pay other Plan expenses, with any remaining amounts being allocated to participants. During 2025, revenue plus adjustments of $122,743 was deposited into the Plan related to this revenue-sharing arrangement. As of December 31, 2025 and 2024, $24,600 and $31,997, respectively, were available to be allocated to participants or to pay Plan expenses. For the Plan year ended December 31, 2025, Plan expenses of $98,143 were paid by these funds and $31,997 was allocated to participants.

Notes Receivable from Participants - A participant may borrow from his or her own account a minimum of $1,000, up to a maximum equal to the lesser of: (a) $50,000 or (b) 50% of the participant’s vested account balance. Participants may not have more than two loans outstanding at any time, with a limited exception for grandfathered outstanding loans transferred to the Plan as a result of mergers of plans maintained by acquired companies. Loans, which are repayable each pay period for periods ranging generally up to five years (and up to 15 years for the purchase of a principal residence), are collateralized by a security interest in the borrower’s vested account balance. The loans bear interest at the prime rate plus 1%, determined at the time the loan is approved. As of December 31, 2025, interest rates applicable to such loans ranged from 4.25% to 9.5%.

Schedule of Assets (Held at End of Year)

12 Months Ended

Dec. 31, 2025

EBP 002

EBP, Schedule of Asset Held for Investment [Line Items]

Schedule of Assets (Held at End of Year)

BROWN & BROWN, INC. EMPLOYEE SAVINGS PLAN

SCHEDULE H, Line 4(i) - SCHEDULE OF ASSETS

(HELD AT END OF YEAR)

EIN #59-0864469 PLAN #002

DECEMBER 31, 2025


(a) Type	(b) Identity of Issuer	(c) Description of Investment: Including Maturity Date, Rate of Interest, Collateral, Par or Maturity Value	(d) Cost	(e) Current Value
*	Schwab	Government Money Investment	**	$	2
	American Beacon	Small Cap Value Fund	**		33,208,068
	American Funds	Europacific Growth Fund	**		63,611,965
	Dodge & Cox	Income Fund	**		134,981,729
	JPMorgan Chase Bank N.A.	JPM Chase Bank LGCP Growth CF-A	**		166,094,462
	Washington Mutual	Growth and Income Fund	**		166,605,350
	JP Morgan	Mid Cap Value Fund	**		45,527,597
	Loomis Sayles	Small Cap Growth Fund	**		21,146,058
	Principal	Diversified Real Fund	**		2,834,021
	MFS	Intl Diversification Cl R6 Value Fund	**		110,765,965
	T Rowe	Select Mid Cap Growth I Fund	**		27,058,769
	Vanguard	Institutional Index Instl Pl Fund	**		369,024,739
	Vanguard	Inflation-Protected Security Investors Fund	**		45,131,821
	Vanguard	Mid Cap Index Fund	**		58,164,338
	Vanguard	Small Cap Index Fund	**		67,095,265
	Vanguard	Target Retirement 2020 Fund	**		13,300,227
	Vanguard	Target Retirement 2025 Fund	**		20,556,567
	Vanguard	Target Retirement 2030 Fund	**		35,686,181
	Vanguard	Target Retirement 2035 Fund	**		31,957,777
	Vanguard	Target Retirement 2040 Fund	**		24,947,733
	Vanguard	Target Retirement 2045 Fund	**		29,287,513
	Vanguard	Target Retirement 2050 Fund	**		25,938,523
	Vanguard	Target Retirement 2055 Fund	**		7,075,680
	Vanguard	Target Retirement 2060 Fund	**		5,565,425
	Vanguard	Target Retirement 2065 Fund	**		1,773,238
	Vanguard	Target Retirement 2070 Fund	**		788,078
	Vanguard	Target Retirement Income Fund	**		3,415,204
	Vanguard	Total Bond Market Index Fund	**		71,341,774
	Vanguard	Total International Stock Index Fund	**		131,196,860
	Vanguard	Fed Money Market Fund	**		11,327,509
*	Brown & Brown, Inc.	Common Stock Fund	**		78,214,110
	SEI Trust Company	Galliard Stable Return Fund E	**		66,624,834
	Personal Choice Retirement Account	Participant-Directed Brokerage Accounts	**		95,341,233
*	Notes Receivable from Participants	Various maturities, interest rates from 4.25% to 9.5%	-		20,539,844
				$	1,986,128,459

* A party-in-interest transaction as defined by ERISA.

**Cost information is not required to be provided as these investments are participant-directed.

Investments

12 Months Ended

Dec. 31, 2025

EBP 002

EBP, Investment, Fair Value and NAV [Line Items]

Investments

3. INVESTMENTS

Fair Value Measurements - The Plan adopted a fair value measurement method that establishes a fair value hierarchy which prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (level 3 measurements). The three levels of the fair value hierarchy are described below:

Level 1 - Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities;

Level 2 - Quoted prices in markets that are not considered to be active or financial instruments for which all significant inputs are observable, either directly or indirectly;

Level 3 - Prices or valuations that require inputs that are both significant to the fair value measurement and unobservable.

The fair values estimated and derived from each fair value calculation may not be indicative of net realizable value or reflective of future fair values. Furthermore, while the Plan believes its valuation methods are appropriate and consistent with those utilized by other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date. Following is a description of the valuation methodologies used for assets measured at fair value.

Mutual Funds - Valued at the daily closing price as reported by the fund. Mutual funds held by the Plan are open-end mutual funds that are registered with the U.S. Securities and Exchange Commission. These funds are required to publish their daily net asset value (NAV) and to transact at that price. The mutual funds held by the Plan are deemed to be actively traded.

Personal Choice Retirement Accounts- Investments included in the personal choice retirement accounts include mutual funds (valued as noted above), common stocks, money market funds, corporate bonds, government treasuries and ETF’s. Common stocks are valued at the closing price reported on the active market on which the individual securities are traded. Money market funds are stated at fair value based upon quoted prices of the NAV of shares held by the Plan at year-end.

Employer Common Stock Fund – The Employer common stock fund is valued at the NAV at year-end, based upon (1) the quoted market price of the Company common stock shares held at year-end, and, (2) the NAV of the quoted market price of the money market fund shares held at year-end, which together comprise the Employer common stock fund.

Common Collective Trusts – Valued at the daily published NAV per unit held by the Plan as quoted by the trusts. The NAV is based on the fair value of the underlying investments held by the trust less its liabilities and is the basis for current transactions. Participant transactions may occur daily.


	Investment Assets at Fair Value as of December 31, 2025
	Level 1		Level 2		Level 3		Total
Registered investment companies (mutual funds);	$	1,559,313,976	$	-	$	-	$	1,559,313,976
Employer common stock fund		-		78,214,110		-		78,214,110
Personal choice accounts		95,341,233		-		-		95,341,233
Total investments in hierarchy	$	1,654,655,209	$	78,214,110	$	-	$	1,732,869,319

Common collective trusts, measured at NAV*		-		-		-		232,719,296
Total investments at fair value	$	-	$	-	$	-	$	1,965,588,615


	Investment Assets at Fair Value as of December 31, 2024
	Level 1		Level 2		Level 3		Total
Registered investment companies (mutual funds);	$	1,494,081,142	$	-	$	-	$	1,494,081,142
Employer common stock fund		-		100,294,159		-		100,294,159
Personal choice accounts		75,602,879		-		-		75,602,879
Total investments in hierarchy	$	1,569,684,021	$	100,294,159	$	-	$	1,669,978,180

Common collective trusts, measured at NAV*		-		-		-		65,445,814
Total investments at fair value	$	-	$	-	$	-	$	1,735,423,994

            
           Fair Value 12/31/2025

           Fair Value 12/31/2024

           Unfunded Commitments

           Redemption Frequency
(if currently eligible)

           Redemption Notice Period

Common collective trusts

232,719,296

65,445,814

None

Daily

12 months

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

+ Details

- Definition

The entire disclosure for fair value of investment held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, fair value measured at net asset value per share as practical expedient (NAV).

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 55
-Paragraph 17
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478873/962-325-55-17

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(2)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(3)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-02(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 16: http://www.xbrl.org/2003/role/recommendedDisclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 23
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-23

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-6

+ Details

STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS - EBP 002	12 Months Ended
	Dec. 31, 2025 USD ($)
Investment income:
Dividend income	$ 73,596,194
Interest income	3,021,716
Other income	166,811
Net appreciation in fair value of investments	155,066,382
Net investment income	231,851,103
Interest on notes receivable from participants	1,521,209
Contributions:
Participants	94,643,716
Employer	45,992,614
Rollovers from other qualified plans	22,048,379
Total contributions	162,684,709
Total additions	396,057,021
DEDUCTIONS FROM NET ASSETS:
Benefits paid to participants	(163,587,080)
Administrative expenses	(953,047)
Total deductions	(164,540,127)
NET INCREASE IN ASSETS AVAILABLE FOR BENEFITS	231,516,894
NET ASSETS AVAILABLE FOR BENEFITS - Beginning of year	1,754,611,565
NET ASSETS AVAILABLE FOR BENEFITS - End of year	$ 1,986,128,459

Schedule of Assets (Held at End of Year) - Schedule of Assets (Details) - EBP 002	12 Months Ended
	Dec. 31, 2025 USD ($)
EBP, Schedule of Asset Held for Investment [Line Items]
EBP, Plan Name	BROWN & BROWN, INC. EMPLOYEE SAVINGS PLAN
Entity Tax Identification Number	59-0864469
EBP, Plan Number	002
Current Value	$ 1,986,128,459
Notes receivable from participants	20,539,844
Investment, Identifier [Axis]: Bond Market Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 71,341,774
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Bond Market Index Fund [Member]
Investment, Identifier [Axis]: Common Stock Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 78,214,110
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Common Stock Fund [Member]
Investment, Identifier [Axis]: Diversified Real Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 2,834,021
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Diversified Real Fund [Member]
Investment, Identifier [Axis]: Europacific Growth Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 63,611,965
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Europacific Growth Fund [Member]
Investment, Identifier [Axis]: Fed Money Market Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 11,327,509
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Fed Money Market Fund [Member]
Investment, Identifier [Axis]: Galliard Stable Return Fund E
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 66,624,834
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Galliard Stable Return Fund E [Member]
Investment, Identifier [Axis]: Government Money Investment
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 2
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Government Money Investment [Member]
Investment, Identifier [Axis]: Growth and Income Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 166,605,350
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Growth And Income Fund [Member]
Investment, Identifier [Axis]: Income Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 134,981,729
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Income Fund [Member]
Investment, Identifier [Axis]: Inflation-Protected Security Investors Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 45,131,821
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Inflation Protected Security Investors Fund [Member]
Investment, Identifier [Axis]: Institutional Index Instl Pl Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 369,024,739
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Institutional Index Instl Pl Fund [Member]
Investment, Identifier [Axis]: International Stock Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 131,196,860
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	International Stock Index Fund [Member]
Investment, Identifier [Axis]: Intl Diversification Cl R6 Value Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 110,765,965
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Intl Diversification Cl R6 Value Fund [Member]
Investment, Identifier [Axis]: JPM Chase Bank LGCP Growth CF-A
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 166,094,462
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	JPM Chase Bank LGCP Growth CF A [Member]
Investment, Identifier [Axis]: Mid Cap Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 58,164,338
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Mid Cap Index Fund [Member]
Investment, Identifier [Axis]: Mid Cap Value Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 45,527,597
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Mid Cap Value Fund [Member]
Investment, Identifier [Axis]: Participant-Directed Brokerage Accounts
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 95,341,233
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Participant Directed Brokerage Accounts [Member]
Investment, Identifier [Axis]: Select Mid Cap Growth I Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 27,058,769
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Select Mid Cap Growth I Fund [Member]
Investment, Identifier [Axis]: Small Cap Growth Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 21,146,058
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Small Cap Growth Fund [Member]
Investment, Identifier [Axis]: Small Cap Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 67,095,265
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Small Cap Index Fund [Member]
Investment, Identifier [Axis]: Small Cap Value Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 33,208,068
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Small Cap Value Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2020 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 13,300,227
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2020 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2025 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 20,556,567
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2025 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2030 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 35,686,181
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2030 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2035 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 31,957,777
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2035 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2040 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 24,947,733
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2040 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2045 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 29,287,513
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2045 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2050 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 25,938,523
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2050 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2055 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 7,075,680
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2055 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2060 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 5,565,425
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2060 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2065 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 1,773,238
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2065 Fund [Member]
Investment, Identifier [Axis]: Target Retirement 2070 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 788,078
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement 2070 Fund [Member]
Investment, Identifier [Axis]: Target Retirement Income Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 3,415,204
EBP, Investment, Issuer Name [Extensible Enumeration]	us-gaap-ebp:EmployeeBenefitPlanParticipantDirectedMember
EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]	Target Retirement Income Fund [Member]
Minimum
EBP, Schedule of Asset Held for Investment [Line Items]
Employee benefit plan, asset held for investment, participant loan, interest rate	4.25%
Maximum
EBP, Schedule of Asset Held for Investment [Line Items]
Employee benefit plan, asset held for investment, participant loan, interest rate	9.50%

Investments - Summary of Investments Measured at Fair Value Based on NAV Per Share (Details) - EBP 002 - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	$ 1,965,588,615	$ 1,735,423,994
Common Collective Trusts
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	232,719,296	65,445,814
Common Collective Trusts \| Fair Value Measured at NAV Per Share
EBP, Investment, Fair Value and NAV [Line Items]
Total investments, at fair value	$ 232,719,296	$ 65,445,814
Redemption Frequency	Daily
Redemption Notice Period	12 months

- Definition

Fair value of investment, excluding plan interest in master trust, held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)). Includes, but is not limited to, derivative, investment measured at net asset value per share as practical expedient, and insurance contract not meeting fully-benefit responsive investment criteria.

+ References

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+ Details

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

+ Details

Document and Entity Information	12 Months Ended
Document and Entity Information	Dec. 31, 2025
Document Information [Line Items]
Document Type	11-K
Entity Central Index Key	0000079282
Entity Registrant Name	BROWN & BROWN, INC.
Amendment Flag	false
EBP 002
Document Information [Line Items]
Document Type	11-K
Document Period End Date	Dec. 31, 2025
Document Fiscal Year Focus	2025
Entity Central Index Key	0000079282
Entity Registrant Name	BROWN & BROWN, INC.
Amendment Flag	false
Document Fiscal Period Focus	FY

Subsequent Events	12 Months Ended
Subsequent Events	Dec. 31, 2025
EBP 002
EBP, Subsequent Event [Line Items]
Subsequent Events	9. SUBSEQUENT EVENTS The Plan has evaluated, for consideration of recognition or disclosure, subsequent events, and has determined that, no significant events occurred after December 31, 2025, but prior to the issuance of these financial statements, that would have a material impact on its financial statements.

Risks and Uncertainties and Concentrations - Investments - Additional Information (Details)	Dec. 31, 2025	Dec. 31, 2024
EBP 002
EBP, Risk and Uncertainty [Line Items]
Concentration of investment at fair value to total investments, percentage	18.80%	18.30%

Risks and Uncertainties and Concentrations - Investments	12 Months Ended
	Dec. 31, 2025
EBP 002
EBP, Risk and Uncertainty [Line Items]
Risks and Uncertainties and Concentrations - Investments	4. RISKS AND UNCERTAINTIES AND CONCENTRATIONS - INVESTMENTS The Plan invests in various investment securities. The Vanguard Institutional Index Instl Pl Fund represents approximately 18.8% and 18.3% of the Plan’s total investments at December 31, 2025 and 2024, respectively. Investment securities are exposed to various risks such as interest rate, market, and credit risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and that such changes could materially affect participants’ account balances, and the amounts reported in the statements of net assets available for benefits.

Plan Termination - Additional Information (Details)	12 Months Ended
Plan Termination - Additional Information (Details)	Dec. 31, 2025
EBP 002
EBP, Description of Plan [Line Items]
Employee benefit plan termination vested percentage	100.00%

Significant Accounting Policies - Additional Information (Details) - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP 002
EBP, Accounting Policy [Line Items]
Notes receivable from participants, allowance for credit losses	$ 0	$ 0

Party-in-Interest Transactions	12 Months Ended
Party-in-Interest Transactions	Dec. 31, 2025
EBP 002
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Party-in-Interest Transactions	5. PARTY-IN-INTEREST TRANSACTIONS The Plan’s investments include the Brown & Brown, Inc. common stock fund, which represents party-in-interest transactions that qualify as exempt prohibited transactions. For the 2025 Plan year, dividends of $599,079 were received from the employer common stock fund. The employer common stock fund held 965,855 and 970,076 shares of Brown & Brown, Inc. stock valued at $76,978,644 and $98,967,154 on December 31, 2025 and 2024, respectively. Additionally, through the personal choice retirement account, certain investments are managed by affiliates of the Trustee of the Plan. Each participant is entitled to exercise voting rights attributable to the shares of Employer common stock allocated to their account. The Trustee votes all shares held in the Plan in accordance with participant instructions. Uninstructed shares are voted by the Trustee in the same manner and proportion as instructed shares. The Plan issues notes to participants, which are secured by the balances in the participants’ accounts. These transactions qualify as party-in-interest transactions.

Description of Plan - Schedule of Employer Contribution and Vesting Percentage Based on Service (Details) - EBP 002	12 Months Ended
	Dec. 31, 2025
Vesting contribution percentage less than 1 year
EBP, Description of Plan [Line Items]
Vested Percentage	0.00%
Vesting contribution percentage 1 year
EBP, Description of Plan [Line Items]
Vested Percentage	20.00%
Vesting contribution percentage 2 year
EBP, Description of Plan [Line Items]
Vested Percentage	40.00%
Vesting contribution percentage 3 year
EBP, Description of Plan [Line Items]
Vested Percentage	60.00%
Vesting contribution percentage 4 year
EBP, Description of Plan [Line Items]
Vested Percentage	80.00%
Vesting contribution percentage 5 or more years
EBP, Description of Plan [Line Items]
Vested Percentage	100.00%

Significant Accounting Policies	12 Months Ended
Significant Accounting Policies	Dec. 31, 2025
EBP 002
EBP, Accounting Policy [Line Items]
Significant Accounting Policies	2. SIGNIFICANT ACCOUNTING POLICIES Use of Estimates - The preparation of the financial statements in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) requires management to make estimates and assumptions that affect the reported amounts of net assets available for benefits and changes therein. Actual results could differ from those estimates. Basis of Accounting- The accompanying financial statements of the Plan are presented on the accrual basis of accounting in accordance with U.S. GAAP. Contributions – Contributions from the Plan participants and the matching contributions from the Employer are recorded in the year in which the employee contributions are withheld from compensation. Notes Receivable from Participants - Notes receivable from participants are recorded at their unpaid principal balance plus any accrued but unpaid interest. Interest income is recorded on the accrual basis. Related fees are recorded as administrative expenses and are expensed when they are incurred. No allowance for credit losses was recorded as of December 31, 2025 or 2024. Defaulted participant loans are reclassified as distributions based upon the terms of the Plan document. Benefit Payments - Benefit payments are recorded when paid. Administrative Expenses - All investment-related expenses are charged against the Plan’s earnings or are paid by the Plan. All approved third-party administrative expenses are paid by the Plan, unless otherwise provided for by the Employer. Valuation of Investments and Income (Loss) Recognition - The Plan's investments are stated at fair value. Fair value of financial instruments is what would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. See Note 3 for discussion of fair value measurements. The Plan’s investments in money market funds, mutual funds and the personal choice retirement account, which includes investments in corporate bonds, government treasuries, Exchange-traded funds (ETF), mutual funds and common stock, are stated at fair value based on quoted market prices at year-end. The fair value of the Brown & Brown stock fund is measured using the unit value calculated from the observable market price of the stock plus the cost of the short-term investment fund, which approximates fair value. The fair value of the common collective trust accounts is based upon the net asset value (“NAV”) of the fund's underlying assets less its liabilities. The NAV, as provided by the Trustee, is used as a practical expedient to estimate fair value. Purchases and sales of securities are recorded on a trade-date basis. Interest income is recorded on an accrual basis. Dividends are recorded on the ex-dividend date. Net appreciation (depreciation) includes the Plan’s gains and losses on investments bought and sold, as well as investments held during the year.